Disclaimer

1. Educational purpose

The Wealth Lab (the “Platform”), operated by Neeraj Vijay Borgaonkar (sole proprietor, trading as Guntavnook Katta), is provided purely for education, training and skill development. All portfolios, prices, trades, balances, returns and net-worth figures shown in the Platform are simulated and do not represent real markets, real securities, or real transactions.

2. Not investment advice

Nothing on the Platform constitutes — and must not be construed as — investment advice, financial advice, a recommendation, an offer, or a solicitation to buy, sell or hold any security, asset or financial product. The Platform does not provide stock tips, portfolio-management services, or guaranteed returns.

3. Not a registered adviser

Neither the Platform nor its operator is a SEBI-registered investment adviser, research analyst, stockbroker, or any other regulated financial intermediary. The simulated data and scenarios are designed for learning and may not reflect actual market behaviour.

4. No guaranteed outcomes

Simulated performance is not indicative of real-world results. Skill or results obtained within the simulation do not guarantee any outcome in real markets. Real investing involves real risk, including the loss of capital.

5. Make your own decisions

Any real-world financial decision is solely your responsibility. Before investing real money, please consult a qualified, registered financial adviser and do your own research.

6. Regulatory disclosure

The Wealth Lab is a purely educational simulation and is not connected to, or operated under, the operator's activities as a Zerodha Authorised Person or as an AMFI-registered Mutual Fund Distributor. No broking, distribution, or investment-advisory services are offered on this Platform, and nothing here should be associated with those separate, regulated activities.

7. Limitation of liability

To the maximum extent permitted by law, the operator shall not be liable for any loss or damage arising from your use of, or reliance on, the Platform or its simulated content. Your use of the Platform is also governed by our Terms & Conditions.

Questions about this disclaimer? Write to connect@guntavnook.com.