/* ============================================================
   The Wealth Lab — shared styles for public content / legal pages
   (info, disclaimer, faq, privacy, terms, refund, contact)
   Premium dark fintech: navy-black bg + gold accent + mint.
   ============================================================ */
:root{
  --bg:#0a1018;
  --bg-2:#0d1520;
  --panel:#11192442;
  --panel-solid:#121b28;
  --card:#131c2b;
  --line:rgba(196,160,80,.16);
  --line-soft:rgba(120,150,255,.10);
  --gold:#e8c96a;
  --gold-core:#c4a050;
  --gold-deep:#8b6e2e;
  --mint:#6ee7b7;
  --blue:#3b82f6;
  --link:#6aa6ff;
  --text:#e8edf5;
  --text-soft:#c3ccda;
  --muted:#8b949e;
  --muted-2:#5d6a86;
  --radius:16px;
  --maxw:880px;
  --grad-gold:linear-gradient(135deg,#f0d882 0%,#e8c96a 45%,#c4a050 100%);
  --ease:cubic-bezier(.22,1,.36,1);
}

*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{
  font-family:'Baloo 2',system-ui,-apple-system,sans-serif;
  background:
    radial-gradient(1100px 520px at 50% -8%, rgba(44,90,166,.22), transparent 60%),
    radial-gradient(900px 500px at 90% 0%, rgba(196,160,80,.08), transparent 55%),
    var(--bg);
  color:var(--text);
  line-height:1.7;
  -webkit-font-smoothing:antialiased;
  min-height:100vh;
}
a{color:var(--link);text-decoration:none;}
a:hover{text-decoration:underline;}
img{max-width:100%;display:block;}

/* ---- Header ---- */
.site-header{
  position:sticky;top:0;z-index:50;
  display:flex;align-items:center;justify-content:space-between;gap:16px;
  padding:14px clamp(16px,4vw,40px);
  background:rgba(10,16,24,.78);backdrop-filter:blur(12px);
  border-bottom:1px solid var(--line);
}
.brand{display:flex;align-items:center;gap:12px;color:var(--text);}
.brand:hover{text-decoration:none;}
.brand img{width:42px;height:42px;border-radius:50%;box-shadow:0 0 0 1px rgba(232,201,106,.45),0 0 18px rgba(232,201,106,.22);}
.brand-tx b{display:block;font-family:'Teko',sans-serif;font-weight:500;font-size:1.45rem;letter-spacing:.5px;line-height:.95;
  background:var(--grad-gold);-webkit-background-clip:text;background-clip:text;color:transparent;}
.brand-tx small{display:block;font-size:.64rem;letter-spacing:2px;text-transform:uppercase;color:var(--muted);}
.site-nav{display:flex;align-items:center;gap:6px;flex-wrap:wrap;}
.site-nav a{padding:8px 12px;border-radius:9px;color:var(--text-soft);font-size:.92rem;font-weight:600;}
.site-nav a:hover{color:var(--gold);background:rgba(232,201,106,.08);text-decoration:none;}
.btn-gold{
  background:var(--grad-gold);color:#1a1405 !important;font-weight:700;
  padding:9px 18px !important;border-radius:10px;
  box-shadow:0 8px 22px rgba(196,160,80,.28);
}
.btn-gold:hover{background:var(--grad-gold) !important;text-decoration:none !important;transform:translateY(-1px);}

/* ---- Page body ---- */
main{max-width:var(--maxw);margin:0 auto;padding:clamp(28px,5vw,56px) clamp(16px,4vw,28px) 24px;}
.page-hero{margin-bottom:30px;border-bottom:1px solid var(--line);padding-bottom:22px;}
.eyebrow{display:inline-block;font-size:.72rem;letter-spacing:2px;text-transform:uppercase;color:var(--mint);font-weight:700;margin-bottom:10px;}
h1{font-family:'Teko',sans-serif;font-weight:500;font-size:clamp(2.4rem,6vw,3.4rem);line-height:1.02;letter-spacing:.5px;
  background:var(--grad-gold);-webkit-background-clip:text;background-clip:text;color:transparent;}
.lead{color:var(--text-soft);font-size:1.06rem;margin-top:10px;max-width:62ch;}
.updated{margin-top:12px;font-size:.82rem;color:var(--muted);}

h2{font-family:'Teko',sans-serif;font-weight:500;font-size:1.9rem;letter-spacing:.4px;color:var(--gold);margin:34px 0 10px;}
h3{font-size:1.12rem;font-weight:700;color:var(--text);margin:22px 0 6px;}
p{color:var(--text-soft);margin:0 0 14px;}
ul,ol{color:var(--text-soft);margin:0 0 16px;padding-left:22px;}
li{margin:6px 0;}
strong,b{color:var(--text);}
hr{border:none;height:1px;background:linear-gradient(90deg,transparent,var(--line),transparent);margin:30px 0;}

.card{background:linear-gradient(160deg,var(--card),var(--panel-solid));border:1px solid var(--line-soft);
  border-radius:var(--radius);padding:22px 24px;margin:18px 0;}
.note{border-left:3px solid var(--gold-core);background:rgba(196,160,80,.06);border-radius:10px;padding:14px 18px;margin:18px 0;color:var(--text-soft);}
.callout-mint{border-left:3px solid var(--mint);background:rgba(110,231,183,.06);}

/* feature grid (info page) */
.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:16px;margin:18px 0;}
.grid .card{margin:0;}
.grid h3{margin-top:0;}

/* CTA */
.cta-row{display:flex;flex-wrap:wrap;gap:12px;margin:26px 0 6px;}
.btn{display:inline-flex;align-items:center;gap:8px;padding:13px 24px;border-radius:12px;font-weight:700;font-size:1rem;cursor:pointer;}
.btn-primary{background:var(--grad-gold);color:#1a1405;box-shadow:0 10px 26px rgba(196,160,80,.3);}
.btn-primary:hover{transform:translateY(-2px);text-decoration:none;}
.btn-outline{border:1px solid var(--line);color:var(--text);}
.btn-outline:hover{border-color:var(--gold);color:var(--gold);text-decoration:none;}

/* FAQ accordion */
.faq{margin:8px 0;}
.faq details{border:1px solid var(--line-soft);border-radius:12px;margin:10px 0;background:rgba(255,255,255,.015);overflow:hidden;}
.faq summary{cursor:pointer;padding:16px 18px;font-weight:700;color:var(--text);list-style:none;display:flex;justify-content:space-between;gap:12px;align-items:center;}
.faq summary::-webkit-details-marker{display:none;}
.faq summary::after{content:'+';color:var(--gold);font-size:1.3rem;line-height:1;transition:transform .2s ease;}
.faq details[open] summary::after{transform:rotate(45deg);}
.faq details[open] summary{color:var(--gold);}
.faq .faq-a{padding:0 18px 16px;color:var(--text-soft);}

/* contact */
.contact-email{font-family:'Teko',sans-serif;font-size:1.8rem;color:var(--mint);}

/* ---- Footer ---- */
.site-footer{border-top:1px solid var(--line);margin-top:40px;padding:38px clamp(16px,4vw,40px) 26px;background:rgba(7,12,21,.6);}
.foot-cols{max-width:1080px;margin:0 auto;display:grid;grid-template-columns:1.6fr 1fr 1fr 1fr;gap:28px;}
.foot-brand p{font-size:.88rem;color:var(--muted);margin-top:10px;max-width:34ch;}
.foot-col h4{font-size:.74rem;letter-spacing:1.5px;text-transform:uppercase;color:var(--gold);margin-bottom:12px;}
.foot-col a{display:block;color:var(--text-soft);font-size:.9rem;padding:4px 0;}
.foot-col a:hover{color:var(--gold);text-decoration:none;}
.foot-bottom{max-width:1080px;margin:26px auto 0;padding-top:18px;border-top:1px solid var(--line-soft);
  font-size:.8rem;color:var(--muted-2);line-height:1.6;}
.foot-bottom b{color:var(--muted);}

@media (max-width:760px){
  .foot-cols{grid-template-columns:1fr 1fr;}
  .site-nav a:not(.btn-gold){display:none;}
}
@media (max-width:460px){
  .foot-cols{grid-template-columns:1fr;}
}